How to Request Your Free Credit Report

You should get copies of your credit report to monitor your credit score and history. It is important to make sure that your credit report is accurate and up-to-date as it can affect your ability to get a loan or credit card, and even your ability to rent an apartment. Knowing your credit score and history can also help you make informed decisions about how to manage your finances. To request your free credit reports, you can visit AnnualCreditReport.com or call 877-322-8228. You can also submit a written request to: Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281.