How to dispute unauthorized inquiries on you credit report.
Contact the credit bureau that listed the inquiry. You can contact them by mail, phone, or online. Explain the inquiry is unauthorized and provide any proof you have that it is wrong. Contact the company that made the inquiry. Ask them to verify the inquiry and provide proof that you authorized it. Provide any supporting documents to the credit bureau that can help prove your case. This could include copies of your credit report with the unauthorized inquiry, letters or emails from the company that made the inquiry, or any other documents that support your claim. Follow up with the credit bureau to ensure they remove the inquiry. If the inquiry is not removed, you may need to file a complaint with the Consumer Financial Protection Bureau.